High Impact works nationally to bring financing to community development projects across America. In 2022, we served 46 clients including non-profit loan funds, government agencies, foundations, and green banks.
Consulting Case Studies
North Alabama Revolving Loan Fund (NARLF)
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CHALLENGE
As an expanding small business lender, NARLF needed to transition to a proactive, data-driven approach to capital planning. NARLF turned to High Impact to develop an internal tool to facilitate active capital management. CAPABILITIES
IMPACT High Impact developed a customized asset-liability matching (ALM) model which integrated NARLF’s existing loan portfolio, capital sources and lending projections to map NARLF’s expected cash flows and provide key insights on liquidity, timing risk and anticipated funding needs. The model’s intuitive user interface allows for internal updates on a continuous basis for real time risk management and capital planning. |
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Dorchester Bay Economic Development Corporation (DBEC)
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CHALLENGE
DBEDC’s Neighborhood Loan Fund is a CDFI and SBA microlender located in a low-income area of Boston. After a strategic reboot of the program, the CDFI needed to capitalize its fund and build operational resources. DBEDC turned to High Impact to develop a strategic plan to guide the program’s activities and attract funders. CAPABILITIES
IMPACT High Impact worked closely with DBEDC’s team to develop a five-year growth and capitalization strategy. The plan provided annual lending, operational and fundraising targets to set the fund on a trajectory to achieve its long-term goals. The plan was presented to DBEDC’s board to secure collective buy-in and has subsequently served as a critical fundraising tool. |
PIDC Community Capital (PIDC)
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CHALLENGE
PIDC is a CDFI that works to revitalize Philadelphia's low-income neighborhoods through community investment. When it was time to take a more analytical approach to improve their risk position and plan for future growth, PIDC engaged High Impact to provide insight. CAPABILITIES
IMPACT High Impact supplied PIDC with a comprehensive portfolio analysis report that examined risks in their portfolio across various dimensions including industry concentration and loan products. This report included thoughtful recommendations for portfolio management going forward. High Impact also introduced a dynamic Excel-based tool to facilitate the ongoing tracking of risk factors and streamline quarterly reporting. |
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