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Since our start, High Impact has been dedicated to becoming the premier community development real estate underwriter. We understand that real estate is more than an investment, it is the fabric of communities. But we also know that stewardship of real estate requires careful lending that ensures capable management, well-supported operating projections, and a comprehensive analysis of collateral value. Our clients trust our keen credit sense and risk mitigation to help guide their credit decisions in a variety of asset classes. |
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Housing
High Impact underwrote 38 housing loans producing or preserving 3,602 homes in 2022. We have underwritten housing loans ranging from single family, scattered-site properties to large multifamily developments. We are experienced with a variety of state and federal subsidy programs, both for capital and operating purposes, and we are closely attuned to the Low Income Housing Tax Credit market. Past deals have spanned the real estate life cycle from predevelopment through permanent, and have served residents including families, veterans, special needs individuals, and seniors.
High Impact underwrote 38 housing loans producing or preserving 3,602 homes in 2022. We have underwritten housing loans ranging from single family, scattered-site properties to large multifamily developments. We are experienced with a variety of state and federal subsidy programs, both for capital and operating purposes, and we are closely attuned to the Low Income Housing Tax Credit market. Past deals have spanned the real estate life cycle from predevelopment through permanent, and have served residents including families, veterans, special needs individuals, and seniors.
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Charter Schools
Our expertise in real estate underwriting paired with a broad knowledge of charter school policy has helped us become a leading charter school underwriter. In 2022, we completed 10 education loan underwritings impacting 8,599 student seats. We have underwritten schools in 12 states and the District of Columbia, and our president served as chair of the finance committee on the board of trustees of a New Jersey charter school for three years. We are fluent in the language of public school funding and understand the importance of state and local context in assessing the likely educational and financial success of charter school transactions. |
Commercial Real Estate
High Impact's underwriting credentials extend beyond housing and charter schools into a variety of other commercial real estate assets. Projects we have underwritten include hotels and hospitals in Massachusetts, a senior care facility in Florida, a mixed-use community center in St. Louis, and a church facility in Tacoma. We have also underwritten grocery stores, early care centers, a strip mall on a reclaimed brownfield, and many mixed-use projects serving the diverse needs of urban and rural communities. The key to assessing the risk of such varied projects is patience in gathering market data, diligence in tracing revenue sources, and attention to real estate fundamentals that transcend asset classes.
High Impact's underwriting credentials extend beyond housing and charter schools into a variety of other commercial real estate assets. Projects we have underwritten include hotels and hospitals in Massachusetts, a senior care facility in Florida, a mixed-use community center in St. Louis, and a church facility in Tacoma. We have also underwritten grocery stores, early care centers, a strip mall on a reclaimed brownfield, and many mixed-use projects serving the diverse needs of urban and rural communities. The key to assessing the risk of such varied projects is patience in gathering market data, diligence in tracing revenue sources, and attention to real estate fundamentals that transcend asset classes.
High Impact underwriting is built to serve you. Email us to learn more.
