Data-First Portfolio Management

Uncover data insights hidden in your portfolio for better performance and greater impact.

High Impact's Data-First Portfolio Management aggregates loan-level data so you can spot trends and identify where risk truly lies. Data-First Portfolio Management lets you answer questions like:

• What percentage of loans have an increasing debt service coverage ratio?
• How many of my borrowers are meeting their financial covenants, and how many will break them if current trends continue?
• What are the per unit operating expenses of rental properties in my portfolio, and how does that vary from the assumptions used during underwriting?
• What is the average per square foot development cost in my portfolio, and how has it changed over time?

High Impact does a superb job managing all the debt asset management data and reporting functions for CDT’s $500+ million mortgage portfolio. Under their diligent oversight, the High Impact team helps to identify key performance risks, provide timely feedback and produce comprehensive reporting to our investors, board, and management team. All of CDT’s debt asset management functions and organizational efficiencies have greatly improved under their careful watch.
​Brian Gallagher, Senior Vice President
The Community Development Trust

Being empowered to quickly ask and answer questions like these gives you the ability to identify and address risks early, monitor overall portfolio health easily, and create a feedback loop between actual loan performance and underwriting conventions.
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Scope of Services

• Creating a data model that connects reporting across loans and over time
• Extracting and analyzing data from periodic reporting supplied by your borrowers on an ongoing basis
• Providing access to compiled data via an online data visualization interface and/or traditional spreadsheets

Eligible Lenders
Clients who qualify for this service are impact lenders (CDFIs, government agencies, green banks, foundations, or other nonprofit loan funds) with portfolios focused on housing, other real estate, small business, or green energy. High Impact is not able to serve consumer lenders.

Would you like to learn more about our services? Contact us at analysis@highimpactanalysis.com to learn how we can serve you.